Recent Commercial Posts

Certified: SERVPRO Cleaned – a defensive cleaning program

5/15/2020 (Permalink)

Let us help you get back to business

As our communities re-open, we’re all moving back toward a new kind of normal. The expectations of visitors, customers, and employees who come into our establishments have evolved, and staying safe and well is a top concern. The global COVID-19 pandemic has changed what it means to be clean, and we’ve developed a program to help your business meet the new higher standard of clean that is now expected.

Certified: SERVPRO Cleaned is a defensive cleaning program we’re offering to businesses and commercial locations to address the current COVID-19 pandemic. This proactive viral pathogen cleaning program goes well beyond janitorial or carpet cleaning. By choosing Certified: SERVPRO Cleaned, you, your employees, your customers, and your community can rest assured that you’ve selected a higher cleaning standard – you are Certified: SERVPRO Cleaned.

Extensive training and specialized products

As the #1 choice in cleanup and restoration*, we stand on more than 50 years of experience and expertise to help your business become Certified: SERVPRO Cleaned.  Beyond fire & water, SERVPRO professionals are trained and experienced in biohazard decontamination and chemical spills – always adhering to the cleaning and decontamination standards set by the Centers for Disease Control and Prevention and local authorities. 

From formulating and creating our proprietary cleaning products, like SERVPROXIDE, at our headquarters in Gallatin, TN, to taking the utmost care while disinfecting, we will ensure you and your business are set up to inspire consumer confidence as the economy continues to reopen.

3 C’s – Consult, Clean, and Certify

When the stakes are this high, you want a partner who has developed an industry leading, proprietary training program, cleaning solutions, and remediation processes over decades. We’ve cleaned up some of the most challenging biohazards imaginable. Certified: SERVPRO Cleaned reflects our unique experiences and capabilities. The program is grounded with our unique 3 C’s: Consult, Clean, and Certify.

  • Consult – Every business is different, which is why you’ll be assigned a Cleaning Protocol Consultant who understands your business and will create a cleaning program to meet your specific needs. This program will be developed based on your business type, size of space, amount of high frequency touchpoints, foot traffic and congestion points.
  • Clean – Based on your specific business needs, your location will undergo a thorough, deep clean, using exclusive cleaning products, according to protocols set forth by the CDC. Our employees have years of experience, and we will go beyond the scope of work that regular janitorial staff perform. Cleanup procedures generally include cleaning of porous and non-porous surfaces, disinfecting of non-porous surfaces, cleaning and disinfecting of equipment, tools, and/or supplies used for cleanup process, and disposal of hazardous materials.  In the event of a suspected or confirmed COVID-19 event, we will be there cleaning within 24 hours to ensure you get back to business as quickly as possible. 
  • Certify - Once your business location has been Certified: SERVPRO Cleaned, you will gain access to proprietary signage, digital emblems, and other collateral that communicates that you’ve selected a higher standard of clean available to help protect your employees and customers. And because we add the day, month, and year to that proprietary stamp of clean, your guests will know that not only did you choose Certified: SERVPRO Cleaned, but that your location is being cleaned regularly at this standard.

Call today for a Certified: SERVPRO Cleaned consultation

We’re Here to Help – 24 hours a day, seven days a week – until life is back to normal in the communities we all call home.

Call SERVPRO of Aurora today at 303-576-6868 for your Certified: SERVPRO Cleaned consultation.

* #1 Choice in cleanup & restoration based Commercial Attitude & Usage Tracking study. Polling 816 commercial business decision makers on first choice for future needs related to cleanup & restoration work. Study conducted by C&R Research: October 2019

Certified: SERVPRO Cleaned means professionally trained SERVPRO franchises perform the requested cleaning, sanitizing and disinfection services according to proprietary SERVPRO protocols and recognized industry and CDC standards with EPA approved cleaning products to deliver a SERVPRO certified cleaning experience.  Each SERVPRO franchise is independently owned and operated.

Call to discuss our ERP on your Commercial Property Today!

12/17/2019 (Permalink)

Commercial Property Damage Repair SERVPRO ERP helps your property recover and stay in business

The Best Way to Reduce Business Interruption Following a Disaster is to Plan For it NOW. As many as 50% of businesses may never recover following a disaster, according to the latest industry research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. By developing a SERVPRO® Emergency READY Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.

Preparation is a key component for making it through any size disaster, whether it’s a small water leak, a large fire or an area flood. The best time for planning for such events is not when the event happens, but well before it happens. No one ever plans on a disaster, but you can plan for it. Now is the time to ask yourself, “Are you ready for whatever could happen?”

Winter Property Preparation

12/17/2019 (Permalink)

property damage prevention Tips to prepare your building for winter weather

Prepare Your Business for Winter Weather

  • Check your business property for low hanging tree limbs and branches. Weather, such as wind, heavy rain, ice and snow, can cause branches to fall, which could cause damage to the property and potentially cause personal injuries.
  • Inspect property, especially walkways and parking lots, for proper drainage to alleviated flood hazard potential.
  • Inspect handrails, stairways and entryways to address and correct potential slippery or hazardous areas. Install mats or non-slip surfaces and post caution signs where water could be present .
  • Ask our highly trained SERVPRO professionals about starting an Emergency Ready Profile for your business.

Prepare Your Home for Winter Weather

  • Keep cabinet doors open during cold spells this allows warm air to circulate around pipes.
  • Keep a slow trickle of water flowing through faucets , especially if the pipes for faucets run through unheated or uninsulated areas of your home.
  • Consider shutting off outdoor faucets. Find the shut-off valve in the basement or crawl or crawl space and turn it to “off”.
  • If you follow the previous step, then open the outdoor faucet to help ensure it drains completely and the inner valve is shut off.
  • Ensure gutters are clean and secure. Leaves and debris accumulate, causing a damming effect on gutters, which could lead to roof problems and water damage

Commercial Property Restoration

12/16/2019 (Permalink)

Commercial Property Damage Commercial storm water damage

Flooding and water damage events at Aurora commercial properties are often complex with numerous issues that require a knowledgeable and flexible response. Whether we’re dealing with a relatively small water cleanup scenario or a large scale event, we work quickly to assess each unique situation and isolate the damaged area. In many instances, normal operations can continue in a temporary space while we restore your facility.

Restoring Commercial Properties Presents Unique Challenges

Our professionals are trained to be mindful of legal and environmental concerns and strive to fully restore the damaged area while working within your budgetary constraints. We understand that every hour spent cleaning up is an hour of lost revenue and productivity. So when an emergency situation arises in your business, give us a call and we’ll be there fast with the help you need.

About SERVPRO of Aurora

SERVPRO of Aurora specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.

Industrial and Manufacturing Facilities Statistics

8/26/2019 (Permalink)

Industrial Fire Industrial Fire

During 2011–2015, an estimated 37,910 fires in industrial and manufacturing properties were reported to U.S. fire departments per year.

These included:

  • 6,730 outside or unclassified
  • 7,770 structure fires
  • 3,410 vehicle fires
  • An estimated $1.2 billion in property damage per year
  • Structure fires are more common in manufacturing or processing properties, while vehicle fires are more common in agricultural properties.
  • Electrical distribution and lighting equipment was involved in 24% of structure fires, and heating equipment was involved in another 16% of these fires.
  • Hot ember or ash was the leading heat source in 15% of outside non-trash fires in industrial properties.
  • Vehicle fires are more common in the fall months, particularly in October, likely due to harvesting activities.

During 2011-2015, there were an estimated 37,910 fires at industrial or manufacturing properties (including utility, defense, agriculture, and mining) reported to U.S. fire departments each year, with associated annual losses of 16 civilian deaths, 273 civilian injuries, and $1.2 billion in direct property damage. The vast majority of these fires (71%) occurred in outside or unclassified locations, with another 20% taking place in structures and 9% of the fires in vehicles. The 20% of fires taking place in structures accounted for the largest shares of losses in all categories – 49% of civilian deaths, 80% of civilian injuries, and 67% of direct property damage. Almost two-thirds (65%) of the combined industrial or manufacturing facility structure fires occurred specifically in manufacturing properties (as opposed to utility, industrial, defense, agriculture, and mining properties).

Commercial Services

5/7/2019 (Permalink)

Commercial Services

Commercial Restoration and Mitigation Services

If you are a property manager, business owner or building engineer then you understand the importance of maintaining and taking care of a commercial property. Our SERVPRO Commercial Division is solely dedicated to providing quality service for commercial clients and their properties. Our Commercial Division understands the needs and complexities of commercial buildings. We provide Emergency Ready Plans for large scale buildings, to get you back in business as quickly as possible.

We have the resources and capabilities to provide commercial restoration and mitigation services for any size structure. Whether your business or commercial property faces a fire, water or mold loss, we can handle it. We also provide board up and bio-hazard clean up services.

SERVPRO Capabilities

  • We are an EPA & IICRC certified firm
  • Any size loss will be handled confidently by an IICRC professional trained in water, fire, smoke, and commercial loss
    • Golden Spike, Great Wolf Resorts, Ballard House, VA Medical Center, Aurora Firehouse 15, local municipalities, etc.
  • We have equipment resources to manage all of your needs
    • Including specialty drying equipment (injectidry, floor drying system, ETES, air scrubber, desiccant, etc.)
    • 16 production vehicles, including 2 trailers
    • Esporta Washing System
    • Ultrasonic Cleaning System
    • Document Drying
  • Production teams with 7 years of national catastrophic storm travel
    • Producing jobs in locations such as Illinois, Maryland, Arkansas, Idaho, Florida, Texas, Virginia, West Virginia, Iowa, Nebraska, Kansas, Missouri, California, Georgia, and Puerto Rico.
  • Ownership that places the highest importance on Customer Satisfaction
  • Our capabilities allow us to respond to your needs



SERVPRO’s Commercial Division is qualified to answer any of your restoration and mitigation questions. If you are concerned about your commercial property or if you have any questions about the services we provide, call our office and ask for our commercial division.

Commercial Property Insurance

3/6/2019 (Permalink)

Denver

Commercial property insurance covers businesses for losses due to certain covered events, such as fire, theft, vandalism, or natural disaster. This coverage helps business owners protect their valuable assets, such as an owned or leased building, tools, equipment, machinery, or inventory. Commercial property insurance rates typically average $500 to $1,000 per year.

Commercial Property Insurance Rates

The cost of business property insurance varies depending on the value of the property to be insured, the location of the business, and the coverage limits and deductible you choose. There are several other factors affecting the cost of commercial property insurance, but most small businesses will pay $500 to $1,000 per year in premium.

Some insurance providers will allow you to include commercial property insurance in a business owners policy (BOP), which is a bundled package of multiple insurance types. The cost of the package as a whole is often less than the underlying policies if purchased separately.

The most important factors that affect the cost of business property insurance include:

  • Geography: Everything from the land value of your business location to local crime rates can impact the annual cost of your premium.
  • Safety and Security: This expands on the geography and location aspect. Is your commercial property located in a high crime area? Are there hazardous materials stored in your building or nearby?
  • Size of Business Premises: A large commercial building will generally cost more to cover than a single unit office space.
  • Age of Building: Old buildings can be more susceptible to certain types of damage, so they may cost more to insure. For example, a fire caused by old electrical wiring could translate into costly repairs if the building needs to be rebuilt to code.
  • Type of Equipment: Heavy industrial equipment will cost more to insure than an at-home business’ sewing machine.
  • Age of Equipment: You may pay higher premiums if your equipment is hard to repair because of scarce parts or if it’s more likely to break down because of heavy use.

Insurance companies will charge more for greater risk exposures that require higher coverage limits. It’s important to remain aware of the risk exposures of your business and the assets that you need covered.

Use an Agent or Broker Who Understands Your Business

Commercial property insurance is a type of small business insurance and is not specific to any particular industry. Keep in mind that not every insurance company will have intimate knowledge of your business or the risk exposures that need protection. When shopping for a commercial property insurance policy, try to find an agent or broker who understands your business or industry type.

How Commercial Property Insurance Works

A commercial property insurance policy is non-industry specific, which means that the coverage is mostly standard across all business types. However, commercial property insurance is not a one-size-fits-all product. Policies will differ in a few key areas, such as the coverage limits, how assets are valued, and what’s covered and not covered in the policy.

What Commercial Property Insurance Covers

Your insurance policy will cover certain perils, which are causes of damage such as fire or theft. Coverages included in your policy are called inclusions, whereas perils not covered in your policy are called exclusions. It’s important to know what is covered in your policy and what is not covered.

Here are some of the primary items covered in a commercial property insurance policy due to loss from a covered peril:

  • The building, owned or leased
  • Business equipment loss
  • Damage or loss due to wind, hail, fire or theft
  • Accidental damage of property
  • Business Interruption (lost business income)
  • Electronic data
  • Interruption of computer operations
  • Valuable papers and records
  • Forgery or alteration
  • Accounts receivable

Of the covered items in a commercial property insurance policy, the most important items to cover are the building and the business’ assets contained within it. Business interruption, which covers a loss of income when your business is forced to suspend operations due to a covered event, is also necessary coverage in the property insurance policy.

For more information about Commercial Insurance visit Fit Small Business: Get Your Business Into Shape!

Commercial Restoration & Mitigation

12/6/2018 (Permalink)

We Provide Commercial Services

Commercial Restoration and Mitigation Services

If you are a property manager, business owner or building engineer then you understand the importance of maintaining and taking care of a commercial property. Our SERVPRO Commercial Division is solely dedicated to providing quality service for commercial clients and their properties. Our Commercial Division understands the needs and complexities of commercial buildings.We provide Emergency Ready Plans for large scale buildings, to get you back in business as quickly as possible.

We have the resources and capabilities to provide commercial restoration and mitigation services for any size structure. Whether your business or commercial property faces a fire, water or mold loss, we can handle it. We also provide board up and bio-hazard clean up services.

SERVPRO Capabilities

  • We are an EPA & IICRC certified firm
  • Any size loss will be handled confidently by an IICRC professional trained in water, fire, smoke, and commercial loss
    • Golden Spike, Great Wolf Resorts, Ballard House, VA Medical Center, Aurora Firehouse 15, local municipalities, etc.
  • We have equipment resources to manage all of your needs
    • Including specialty drying equipment (injectidry, floor drying system, ETES, air scrubber, desiccant, etc.)
    • 16 production vehicles, including 2 trailers
    • Esporta Washing System
    • Ultrasonic Cleaning System
    • Document Drying
  • Production teams with 7 years of national catastrophic storm travel
    • Producing jobs in locations such as Illinois, Maryland, Arkansas, Idaho, Florida, Texas, Virginia, West Virginia, Iowa, Nebraska, Kansas, Missouri, California, Georgia, and Puerto Rico.
  • Ownership that places the highest importance on Customer Satisfaction
  • Our capabilities allow us to respond to your needs



SERVPRO’s Commercial Division is qualified to answer any of your restoration and mitigation questions. If you are concerned about your commercial property or if you have any questions about the services we provide, call our office and ask for our commercial division.

Emergency Ready Plan

8/16/2018 (Permalink)

Disaster Prevention

What is Does Being Emergency Ready Mean?

            As many as 50% of businesses may never recover following a disaster, according to the latest industry research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. By developing a SERVPRO® Emergency READY Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.

Preparation is a key component for making it through any size disaster, whether it’s a small water leak, a large fire or an area flood. The best time for planning for such events is not when the event happens, but well before it happens. No one ever plans on a disaster, but you can plan for it. Now is the time to ask yourself, “Are you ready for whatever could happen?”

Call SERVPRO at 303-576-6868 and we will help you be prepared for any size disaster.

The Emergency Ready Plan is at NO COST and SERVPRO DOES NOT REQUIRE A CONTRACT.

Is Your Business Emergency Ready?

8/16/2018 (Permalink)

Disaster Prevention

What is Does Being Emergency Ready Mean?

            As many as 50% of businesses may never recover following a disaster, according to the latest industry research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. By developing a SERVPRO® Emergency READY Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.

Preparation is a key component for making it through any size disaster, whether it’s a small water leak, a large fire or an area flood. The best time for planning for such events is not when the event happens, but well before it happens. No one ever plans on a disaster, but you can plan for it. Now is the time to ask yourself, “Are you ready for whatever could happen?”

Call SERVPRO at 303-576-6868 and we will help you be prepared for any size disaster.

The Emergency Ready Plan is at NO COST and SERVPRO DOES NOT REQUIRE A CONTRACT.

Development Boom in Colorado

8/16/2018 (Permalink)

Denver

Many projects currently underway are multifamily, meaning apartment or condo buildings, with nearly 10,000 new residential units in the downtown area, the report also says.

Some people say developers are overbuilding, creating too many apartments that contribute to worse traffic and overcrowding in the city.

Schippits said one way developers decide whether to build is by looking at the number of apartments compared to jobs available. CBRE is a Los Angeles-based commercial real estate services and investment firm.

Denver's job-per-apartment unit ratio is 5.9, meaning for every 5.9 jobs, there's one apartment unit.

"As a metro area... we're underperforming when it compares to our competitive set like Seattle or Austin," Schippits said. "If you peel the onion away any more...downtown is even further behind."

Downtown's ratio is at 6.6, above the national average of 6.1.

"What we're forecasting is with all the new apartments coming online, plus the jobs that are created downtown as predicted by Moody's [Analytics], our ratio will drop to 5.2," he said.

"So we're not overbuilding," Schippits said, adding that building more apartments is key to controlling for expense. "If we have more supply, there's less pressure on cost."

For More Information Please Visit: https://www.9news.com/article/news/local/development-boom-denver-construction-projects-rise-and-theres-more-to-come

Are You Prepared?

5/25/2018 (Permalink)

Be Ready!

Emergency Ready?

          As many as 50% of businesses may never recover following a disaster, according to the latest industry research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. By developing a SERVPRO® Emergency READY Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.

        Preparation is a key component for making it through any size disaster, whether it’s a small water leak, a large fire or an area flood. The best time for planning for such events is not when the event happens, but well before it happens. No one ever plans on a disaster, but you can plan for it. Now is the time to ask yourself, “Are you ready for whatever could happen?” The SERVPRO® Emergency READY Profile is a start up approach that provides the critical information needed to begin mitigation and recovery services. It is designed to serve as a quick reference of important building and contact information. By working with SERVPRO’s Emergency READY Profile, your business will receive the benefit of over 40 years of experience in reducing the impact of any natural or man-made disaster. SERVPRO® is a leader in water and fire damage response and can help you quickly get your property back in working order.

Homeowners, can you locate your water/gas shut off? 

Click here:

https://www.artofmanliness.com/articles/7-things-every-homeowner-should-know-the-location-of/

Statistics Restaurant Owners Should Know

1/19/2018 (Permalink)

Commercial Kitchen

Cooking up Commercial Kitchen Fire Safety:

Statistics Restaurant Owners Should Know

During 2006-2010, an estimated average of 7,640 structure fires in eating and drinking establishments were reported to U.S. fire departments per year, with associated annual losses of:

  • Two civilian deaths
  • 115 civilian injuries
  • $246 million in property damage

In eating and drinking establishments, direct property damage per fire was 75% lower when a wet pipe sprinkler system was present, compared to fires with no automatic extinguishing equipment present.

Fires are less common during the overnight hours (from Midnight to 6 a.m.) but cause more property damage.

Structure Fires in Eating and Drinking Establishments by Major Cause (2006 - 2010)

Fires

  1. Cooking equipment 57%
  2. Heating equipment 10%
  3. Electrical/Lighting equipment 7%
  4. Smoking material 7%
  5. Intentional 5%

Property Damage

  1. Cooking equipment 40%
  2. Electrical/Lighting equipment 13%
  3. Intentional 10%
  4. Heating equipment 7%
  5. Smoking Material 5%

Total annual property damage for eating and drinking establishments = $246 million

http://blog.encorefireprotection.com/blog/commercial-kitchen-fire-safety-statistics-restaurant-owners-should-know

If your commercial kitchen is affected by a fire or in need of a deep clean call SERVPRO of Aurora at 303-576-6868. 

We’re Fire and Water Damage Specialists

As fire and water restoration specialists, we have the training, experience and specialized equipment necessary to restore your home or business. We are committed to providing superior service while restoring your property back to pre-fire condition.

  • Fire & Smoke Restoration Technician
  • Odor Control Technician
  • Upholstery & Fabric Cleaning Technician
  • Water Damage Restoration Technician

Steps to Clean Up after a Major Renovation

1/18/2018 (Permalink)

Clean-up Steps

Usually, a post-construction clean up will include the following:

– sweep and vacuum all surfaces, including ceilings, walls
– sweep, mop, and disinfect floors
– vacuum all upholstery
– wipe down doors, knobs, baseboards, moldings, and hardware
– thorough wipe-down and sanitization of bathrooms and kitchens (including appliances, cabinets, and counters)
– dust, vacuum and wipe-down of all window interiors including sills and frames
– dust all ducts, grates, vents, blinds, ceiling fans, and lighting fixtures
– clean all hardware such as hinges and handles
– clean inside and outside of shelves and cabinets
– clean inside all closets
– removal of all remaining trash and debris (although your contractor should have removed most of this as part of the contract)

If you’re trying to decide whether to do it yourself or to outsource it to the experts, ask the following questions:

– Do you have the energy and time?
– How long will it take you?
– Do you have any money left in the renovation budget you could put toward the clean? (Or better yet, build it in now if you haven’t started!).

Different circumstances will determine who gets the job, but a thorough clean is crucial. All kinds of particles are released into the air during renovations, including various toxins, mold spores, silicates, and ultra fine dust that can damage your lungs. Freshly applied paints, lacquers, and primers also give off fumes. Given the possible dangers to your health, the hefty price tag for a proper clean may well be worth it!

Restoring Commercial Property After Water Damage.

10/19/2017 (Permalink)

Flooding and water damage events at Aurora commercial properties are often complex with numerous issues that require a knowledgeable and flexible response. Whether we’re dealing with a relatively small water cleanup scenario or a large scale event, we work quickly to assess each unique situation and isolate the damaged area. In many instances, normal operations can continue in a temporary space while we restore your facility.

Restoring Commercial Properties Presents Unique Challenges

Our professionals are trained to be mindful of legal and environmental concerns and strive to fully restore the damaged area while working within your budgetary constraints. We understand that every hour spent cleaning up is an hour of lost revenue and productivity. So when an emergency situation arises in your business, give us a call and we’ll be there fast with the help you need.

About SERVPRO of Aurora

SERVPRO of Aurora specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.

Commercial Flood Questions

9/7/2017 (Permalink)

What are the real risks to my business?

Floods often strike without warning - destroying buildings, equipment, and inventory. If that doesn't sound serious, you should know:

  • Most business policies do not cover flooding.
  • One in four businesses that shut down from a natural disaster never reopen.
  • Ninety percent of all natural disasters involve flooding.
  • The most common form of federal disaster assistance is an interest-bearing loan.

How much coverage can I get?

Whether your business is large or small…whether you own or lease facilities…commercial flood insurance offers protection for your business - inside and out.

Commercial Contents Coverage:
Covers inventory, merchandise, machinery, and other contents up to $500,000

Commercial Building Coverage:
Covers buildings up to $500,000. Even if you don't own the building, you can insure the value of improvements you've made.

What if I need more coverage?

An Excess Flood policy from Bankers can increase the coverage limits of your business flood policy by:

  • an additional $500,000 for building coverage
  • an additional $100,000 for contents coverage

Learn more in Bankers Excess Flood section.

Who gets government aid?

Government aid is available only if the President makes an official disaster declaration (less than half of all flooding qualifies). Most often, federal disaster aid comes in the form of an interest-bearing loan. When grants are awarded, the average amount is less than $2,500. Less than half of flooding events are declared disasters, and insurance is often the sole source of assistance for victims.

Is flooding really a serious problem?

The odds may seem like a million to one you'll ever experience serious flooding. But it happens more than you'd think. In fact, 90% of all presidentially-declared disasters involve flooding.

Even minor flooding can mean major financial difficulties. Imagine just a few inches of floodwater invading your home. That's more than enough to destroy floors, damage walls, and ruin appliances - costing you thousands (more on that later).

What flood zone am I in?

Below are three major categories of flood zones. To get the specifics on what flood zone you live in, find an agent or contact us.

A Zones are usually located near a river, lake or stream - making them the second highest risk zone. Average premium is around $557 annually.

V Zones are usually located near the ocean. This makes them particularly vulnerable to storm surges (flooding caused by hurricanes). V Zones represent the areas at highest risk, and premiums in this zone are the most expensive. Average premium is around $1,000 annually.

B, C, X, and A99 Zones are less prone to flooding. Depending on your area, you may qualify for a Preferred Risk Policy and pay as little as $119 per year. Remember that almost 25% of all flood claims come from these "low-risk" zones.

Is there a waiting period for business policies?

Yes. There's a mandatory 30-day waiting period on new flood policies, so time is of the essence.

Do I need a Business Continuity Plan in case disaster strikes?

Most definitely. That's why we've put a plan together for you. From pre-storm preparation…to claim information…to tips on cleanup…we'll walk you through the steps that lead to the least inconvenience and the fastest recovery.

https://www.bankersinsurance.com/business-flood-insurance-questions.html

Commercial Fires

9/7/2017 (Permalink)

The definition of commercial property is any building used to generate profit; however this can be expanded to cover other types of non-residential properties. Commercial properties include:

  •  Office Buildings – including serviced offices.
  •  Industrial Buildings – warehouses, distribution centers and garages.
  •  Retail/Restaurants –  includes shopping centers, leisure facilities and pubs.
  •  Other non-residential properties such as entertainment venues, hotels, nursing homes, medical and self-storage complexes, as well as many more

Legal requirements for commercial fire alarm systems

As you can imagine, there is a lot more legislation concerning the installation, placement, testing and maintenance to regulate fire alarms in commercial premises than in residential buildings. British Standards provide guidelines that should be complied with and failure to do so is seen as a breach of a responsibility towards safety and can be punishable by law.

Fire alarms systems play such a key safety role in commercial buildings and there are a lot of lives potentially at steak. If the fire alarm systems are not sufficient then harsh penalties can be given, including hefty fines and in the case of extreme negligence, this can even result in imprisonment if lives are lost as a result of an ineffective approach to fire safety.

In addition if a fire does occur in commercial premises insurance policies may be voided if it can be proved that the fire alarm and smoke detectors were ineffective.

For more information visit 

http://www.eurofireprotection.com/blog/differences-between-commercial-and-residential-fire-alarms/

Denver building boom

8/17/2017 (Permalink)

  • The Downtown Denver Partnership’s most recent State of Downtown Denver report revealed that there is currently $2.47 billion worth of construction projects being planned (14 projects) or underway (18 projects) in the city, The Denver Post reported.
  • Projects include hotels (1,230 rooms), residential units (4,592) and office space (2.77 million). That level of construction dwarfs 2015’s hotel rooms (591), residential units (1,901) and 330,000 square feet of office space added — worth a total $634.7 million.
  • As downtown developers set their sights on adjacent pockets of available space for additional growth, Partnership officials said it’s important that they address housing affordability, workforce development and transportation challenges so that they can be "part of the solution and not a part of the problem."    http://www.constructiondive.com/news/denver-building-boom-accelerating-as-new-construction-reaches-25b/418988/

Colfax and Peoria makeover underway in Aurora

8/17/2017 (Permalink)

The bustling intersection of East Colfax Avenue and Peoria Street will hardly resemble its hard-scrabble reputation in a few years.

Already long gone is the old Boll-e-Ana Motel west of Peoria, and several other longtime, dilapidated fixtures nearby are about to meet with a demolition crew.

“If I left today and came back five years from now I wouldn’t recognize that intersection,” said Ward I City Councilwoman Sally Mounier, who represents the area. “I just wouldn’t.”

Over just the last few months, the bustling intersection near the Anschutz Medical Campus has seen a flurry of activity. The Conoco station that sat for years at the northwest corner of Peoria and Colfax is gone, set to be replaced by a new 7-Eleven. http://www.aurorasentinel.com/news/fax-and-peoria-makeover-underway-in-aurora/

Call and plan an ERP for your commercial build today!

8/17/2017 (Permalink)

The Best Way to Reduce Business Interruption Following a Disaster is to Plan For it NOW. As many as 50% of businesses may never recover following a disaster, according to the latest industry research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. By developing a SERVPRO® Emergency READY Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.

Preparation is a key component for making it through any size disaster, whether it’s a small water leak, a large fire or an area flood. The best time for planning for such events is not when the event happens, but well before it happens. No one ever plans on a disaster, but you can plan for it. Now is the time to ask yourself, “Are you ready for whatever could happen?”

Restoring Your Aurora Commercial Property After A Water Damage Event

10/3/2016 (Permalink)

Commercial Water Damage Events Present Unique Challenges

Flooding and water damage events at Aurora commercial properties are often complex with numerous issues that require a knowledgeable and flexible response. Whether we’re dealing with a relatively small water cleanup scenario or a large scale event, we work quickly to assess each unique situation and isolate the damaged area. In many instances, normal operations can continue in a temporary space while we restore your facility.

Restoring Commercial Properties Presents Unique Challenges

Our professionals are trained to be mindful of legal and environmental concerns and strive to fully restore the damaged area while working within your budgetary constraints. We understand that every hour spent cleaning up is an hour of lost revenue and productivity. So when an emergency situation arises in your business, give us a call and we’ll be there fast with the help you need.

About SERVPRO of Aurora

SERVPRO of Aurora specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.